You may be able to enroll in or change your Marketplace plan outside of Open Enrollment. Life events or changes may open a Special Enrollment Period for you. 

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What kinds of life events?

• Changes in household, like getting married or having a baby
• Changes in residence, like moving or going away to school
• Loss of health insurance, like job-based or individual coverage

Get a full list of qualifying life events.

I experienced a life event. What do I do next?

Report your change to the Marketplace by updating your application. You can do this online, by phone, or in person. 

Not sure if you qualify for a Special Enrollment Period? Answer a few questions and find out your options. We’ll also tell you if you may qualify for free or low-cost health coverage through Medicaid or the Children’s Health Insurance Program (CHIP).